Get Ahead Of The Game With Challenging Insurance Claims

Clients of Carey Law Firm, P.C., often turn to us for help with insurance claims that become problematic. From law offices in Missoula, we serve individuals throughout Montana. It is not only insurers of negligent parties in car accidents, medical malpractice events and construction defect claim cases that become difficult for injured parties to collect from. In many cases, insurers of our clients refuse to make good on insurance policies covering expenses, damage and losses, such as:

  • Medical treatment that they believed would be covered under medical insurance policies
  • Long-term care that they believed would be covered under relevant policies
  • Death of family members that they believed would trigger life insurance benefits
  • Storm damage, fire damage and other types of damage to homes and business properties
  • Property damage and loss to vehicles through car theft and "acts of God" such as fires and floods
  • Damage to business equipment that they believed would be covered under business property insurance
  • Boating accidents resulting in damage to boats (and other recreational equipment, such as snowmobiles)

In these and many other types of insurance claims, people who expect to be compensated for loss often receive rude surprises when insurers deny, delay or defend themselves against claims.

How Do Insurance Companies Evade Liability For Losses?

People who buy insurance policies often believe they know what they are paying for, what is covered and how to file a claim. Insurers, however, work hard to stay abreast of changes in the law that may allow them to make exclusions and effectively skirt responsibility for covering damages and losses. They discover new loopholes that allow them to delay or deny coverage to policyholders. Insurance companies rewrite policies, send "riders" in the mail to policyholders and otherwise reduce the effectiveness of policies, often without policyholders' realizing what changes have occurred.

When People Entitled To Benefits Are Not Aware Of All Sources Of Insurance Applicable To Their Circumstances?

Sometimes injured parties are in line to receive insurance coverage from negligent parties' insurers — but the injured are not informed of all applicable policies. Workers' compensation claims may complicate the situation and make it challenging or impossible for an ordinary person to sort out and collect from all liable sources. Carey Law Firm, P.C., insurance law attorneys advise and represent people affected by denied insurance claims, insurance subrogation and other complexities.

When Do You Have The Right To Be Made Whole For The Totality Of Your Damages In Montana? Get Answers And Get Help Now

The earlier in an insurance battle you contact our law firm, the more comprehensively we can help resolve a dispute over a policy, a claim or compensation you should have received already. We can save your time and trouble while cutting through bureaucracy, paperwork and evasive practices by insurance companies that stand in the way of benefits and compensation you are entitled to. Whatever the circumstances, call us in our Missoula law offices at 406-552-4804 or send an email inquiry to schedule a free consultation with a lawyer.